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Trust Before Rates

 

Love Your Customers? Protect Them Like Family.

Today’s borrowers expect more than low rates—they want privacy, security, and control over their financial information. With aggressive marketing the norm and data breaches at an all-time high, earning consumer trust is more challenging than ever and a deciding factor in choosing a lender.

With Aster Key, lenders don’t just promise trust and security—they prove it with action.

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“Aster Key is a game changer, having the consumer control their information and secured in one place”

– Sanjiv Das, past CEO of Caliber Loans, CitiBank Mortgage

Why we invented Aster Key

JPMorgan Chase

Lenders Struggle To Keep Sensitive Data Safe

Every mortgage application requires borrowers to share their most private data—social security numbers, bank accounts, income details, even their identity.

Yet, this sensitive information passes through multiple systems—from lenders to their vendors and investors—increasing risk with every step. Mortgage breaches happen every day, and even a single breach can cost a lender millions in litigation, lost focus, and reputational damage.

CBS News

Give Borrowers Control Over Their Data

With an Aster Key channel, Lenders enable borrowers to start conversations and loan applications in incognito mode

🔒 Trust is built before consumers are asked to share personal data.

🔒 Our patented system masks the consumer’s identity and stores it separately from their financial data. Their verified data is securely stored in the Lender’s Aster Key app on the borrower’s safest device – their mobile phone. Not on servers. Even Aster Key cannot access the borrower’s data.

🔒 When ready, borrowers can securely share encrypted information with their participating lender through the Lender’s Aster Key-powered channel.

Benefits for Lenders Using Aster Key

Attract More Borrowers – Privacy-conscious consumers engage when they feel secure.

Reduce Loan Application Abandonment – Build trust upfront. Borrowers who are hesitant to share data can start the process incognito, increasing lead conversion.

Differentiate Your Brand – Stand out with security-first lending in a crowded market.

Enhance Compliance & Reduce Risk – Decentralised data storage reduces your hacking attack surface.

Serve High-Value Borrowers—Appeal to security and privacy-focused groups like military members, data theft victims, tech-savvy millennials and Gen Z, and high-net-worth individuals.

Create an account and generate your financial profile

Your encrypted and anonymous financial profile is the foundation for accessing Aster Key features and services.

For example, you can create a secure financial statement or generate a self-service Proof of Funds Letter.

Once you enter your data in Aster Key, it updates for life, saving you time and keeping your data safe.

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Ask questions or apply for a loan

You can start a conversation or a loan anonymously. We make mortgage lending faster, safer, and more efficient for borrowers and lenders.

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Stay secure through more of the lending process

Imagine getting anonymously pre-approved for a loan based only on your financials—the entire process controlled by you.  Join us in reimagining lending so it is fast, fair, and secure.  Because securing your data shouldn’t cost you opportunity.

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Aster Key remakes lending to everyone’s advantage

Everyone Wins

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Consumers

  • Apply in anonymous mode for financing
  • Faster approvals
  • Control who can see your data
  • Access to a dashboard to assess your financial health
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Lenders

  • Better consumer experience
  • Less online drop-off – consumers feel secure sharing financial details
  • Trust, security, and privacy become your competitive advantage
  • Reduce risks and costs of being hacked
  • Exceed privacy and security regulations
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Society

  • Stops digital exploitation of consumer
  • Puts consumers in control of their data
  • Stops companies from using consumer data as their product
  • Stops access to financial data without consent and compensation to the consumer

“Awesome App! – This should shift the credit and document world! Car Dealerships, Banks, Mortgage Banks/Brokers, Real Estate Brokers/Agents, this is a game changer! This is the app consumers have been waiting for! Watch out credit bureaus, your time is about to be clocked!

Ron Donofrio, real estate broker, activist

Congrats on the launch! Really like that you can use this to apply for a loan without any privacy loss (huge).

David J. Kim

Congratulations @bradblumberg and team on this exciting launch! Tested Aster Key, loving the app design and user interface. Thrilled for the important innovations this brings to fintech 🎯📈🚀

Farooq (SF Ali) Zafar

Congrats on the launch! Really like the focus on privacy.

Daniyal Anjum

Happy to see that you’ve done some research, and thus the final product thoughtfully aims to bridge the security and anonymity gap. Thanks for going deep and taking care about people’s needs 😉

Helen Fedulova

Amazing product. It really helps with my finances. Especially appreciate the great security!

O. Treyger

The app has been a big help to me and my family figuring out our finances. In addition to being able to view our net worth in one app…

Freshjivin

Simple and easy to use. The app is very easy to start using. Everything is organized and simple to upload.

Oobberponer123

Fantastic tool!!! One of the best and only tool in the market that makes you as the owner of your data and you control instead of traditional lenders taking advantage of it.

Mobiguy11

Finally!! Secure Financial Tracking. This app is great for understanding my finances. I can finally track my financial statement and net worth from my mobile device. Better still, it’s secure!

4507FOCO

Excellent Financial Overview. Can see all my up-to-date finances in one screen. Easy to add and navigate through screens. Can export data for use with loans.

SCMont

Streamlines/Consolidates Visibility of Finances. Intuitive and individualized. Setup is easy and well worth the effort. Level up the management of your finances – you’re welcome.

Fra Fremgangen

Everyone needs this app! I love the security and anonymity that this provides. 5 stars ⭐️⭐️⭐️⭐️⭐️

Lorianntx

Wow! Great way to send out a financial statement. Easy to use and great security.

JoeJoe209

It’s an incredibly useful and intuitive app. Well done! ⭐⭐⭐⭐⭐

Iryna